Can Exchange Houses draw drafts in foreign currencies?
Yes. Exchange House can draw drafts in U.S. dollar or Pound sterling on a limited number of branches of the drawee bank in India, if they have entered into such an arrangement with the drawee bank.

Can NRIs take out of India precious stones or jewellery purchased by them during their visit to India?
Yes. NRIs can take out of India precious stones and jewellery (both gold and non-gold) purchased by them in India, without any limit, provided the purchase is made against payment in any convertible foreign currency.

Can assets held in India by NRIs prior to their becoming non-resident be repatriated outside India?
No.

Can NRIs take out of India household articles such as carpets, curios, etc., purchased out of funds in NRO accounts during their temporary visit to India?
Yes. RBI permits on application such requests received from NRIs up to the value of Rs.20,000 for such articles (other than those made of gold or silver or those banned for exports).

Can NRIs settle their hotel bills in India in Indian rupees?
Yes.

Whether the pension payable in India to NRI can be remitted?
Yes. Authorised dealers can permit remittance of pension to NRIs provided the person concerned has no other income in India. If, however, the NRI has any other income in India, the amount of pension should be credited to his NRO account and his net income including pension is allowed to be remitted after payment of applicable taxes.

Can NRIs obtain rupee credit cards in India?
Yes. NRIs can obtain rupee credit cards valid for use in India, Nepal and Bhutan.
Note: The exemptions from the provisions of tax are governed by the applicable tax laws of the Government of India as amended from time to time.